Last week, we talked about how some businesses are considering discontinuing their healthcare plans because of the Affordable Healthcare Act (AHCA). Would this decision benefit businesses or their employees? [read more...]

The federal government understands how the rising costs in health care affect families. It has looked to find ways to help businesses and individuals make health insurance more affordable. Tax exclusions for Employer Sponsored Health Insurance, coupled with Section 125 plans, are two ways that the government has tried to help cut health care costs. Some businesses, however, may stop offering health insurance benefits between now and 2014, when the Affordable Care Act will take full effect. [read more...]

National Survey: Employee Consensus on Importance of Health Insurance [read more...]

With the health care reform bill, comes many changes to both businesses as well as consumers, both of whom are now trying to navigate and understand the changes that are either coming or have already taken place. Some of these changes impact businesses, such as with the non-discrimination requirements that previously only applied to self-insured plans, but that now also apply to all fully-insured non-grandfathered plans. What does this mean for employers? [read more...]

A historic health care and pension reform bill passed by the New Jersey legislature in late June of this year and signed into law on June 28th is expected to have far-reaching implications at the state level as well as for municipal governments. Though the pension reforms will provide $120 billion in savings to New Jersey taxpayers over the next 30 years, while the health benefits reform will provide $3.1 billion over the next 10 years, there are myriad nuances and details that will have to be adjusted to, as new contracts will have to comply with the new laws. [read more...]