Chances are you have the option of choosing from a Health Savings Account (HSA) or Flexible Spending Account (FSA) through your employer's benefit package.  Especially if you have access to both, you probably have asked yourself the question, "Which is the best option for me?" [read more...]

As the cost of health care premiums continues to rise, many small businesses are looking even more intently for ways to control health costs. As such, health savings accounts, or HSAs, are receiving additional scrutiny. What are HSAs? At its most basic, an HSA is health care coverage that combines a high-deductible health plan with a tax-free savings account designed for medical expenses, with the goal of reducing health insurance costs for both employers as well as employees. [read more...]